The Benefits of Renters Insurance

The Benefits of Renters Insurance

Looking for St Augustine Fl Renters Insurance? Owning a house is the American dream for many, but renting an apartment has benefits – you don’t have to risk getting underwater on a mortgage, pay for building upkeep, or be stuck in one place for long. But you still need to think about protecting yourself financially.

Renters coverage is the way to do that. Read on to learn about the benefits of renters insurance.

1. It covers expenses after a disaster

A renters insurance policy includes ‘additional living expenses’ coverage if your apartment becomes uninhabitable after a disaster and you need to stay somewhere else temporarily. Your insurer would reimburse you for extra expenses, such as the cost to rent another apartment.

2. It covers your personal belongings

A renters insurance policy covers your personal belongings against damage from smoke, fire, storms, theft, vandalism, and more. Coverage amounts of renters insurance can vary, providing the flexibility of varying levels of protection to suit your needs.

3. Medical expenses for injured visitors

If a guest gets injured in your apartment, renters coverage would pay the medical expenses up to the policy’s limit. According to the Insurance Information Institute, a typical renters insurance policy includes $1,000 to $5,000 worth of medical coverage. Contact a local renters insurance company if you have questions about renters coverage.

Ready to begin? It’s easy. If you’re considering St Augustine Fl Renters Insurance, call Thompson Baker Agency, Inc. or visit us at for your free, no-obligation rate quote. Thompson Baker Agency is a leader in the insurance industry!

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